Garima Bikas Bank Limited is a national-level development bank in Nepal, founded in November 2007 and commencing operations from Waling, Syangja, before later relocating its head office to Lazimpat, Kathmandu. Originally serving three districts with NPR 26.5 million in paid-up capital, the bank has grown through strategic mergers—including Nilgiri Bikas Bank (2015), Subekshya Bikas Bank (2016), and Sahara Bikas Bank (2021)—and now operates 123 branches, one extension counter, and 51 ATMs nationwide. With a vision of “Access to All,” it offers a full suite of banking products—deposits, retail and corporate credit, trade finance, micro‑loans, and foreign currency services—supported by a subsidiary that provides merchant banking and depository participant services. Recognized for its strong credit quality, Garima Bikas Bank earned the “Best Bank in Asset Quality” award at the 2024 Emerging Asia Banking Conclave. Guided by values of integrity, professionalism, teamwork, and customer‑oriented service, GBBL remains committed to sustainable growth, financial literacy, and digital innovation throughout Nepal