Jyoti Bikash Bank Ltd. (JBBL), established on July 24, 2008, is a national-level development bank in Nepal, licensed by Nepal Rastra Bank. Headquartered in Kamalpokhari, Kathmandu, the bank initially focused on hydropower financing but has since expanded its services to include retail and corporate banking, digital banking, project finance, and SME loans. Over the years, the bank has strengthened its presence through strategic mergers with regional development banks like Jhimruk, Raptibheri, and Hamro Bikash Bank. With a paid-up capital exceeding NPR 4.39 billion, JBBL operates more than 120 branches and ATMs across the country. Guided by its mission to provide accessible and customer-focused financial services, Jyoti Bikash Bank remains committed to innovation, community development, and financial inclusion throughout Nepal.