Excel Development Bank Limited (EDBL) is a Class “B” development bank in Nepal, licensed by the Nepal Rastra Bank, with its head office in Birtamode, Jhapa. Promoted by a team of bankers, entrepreneurs, educators, and technocrats, it primarily serves communities across the Koshi Province—including Ilam, Jhapa, Morang, Sunsari, Panchthar, Udayapur, Dhankuta, and Sankhuwasabha—offering accessible, modern banking tailored to rural needs. Since its establishment in 2007, Excel has emphasized simplicity, transparency, and competitive interest rates, delivering deposit products such as savings, recurring, and fixed deposits (offering up to around 6.5–7.5%), as well as a range of tailored loans—covering business, agriculture, personal, home, education, vehicle hire-purchase, and green financing initiatives. The bank supports digital services like mobile banking, QR payments, and Connect IPS, and is committed to community upliftment by financing local entrepreneurs and sustainable sectors. With a paid-up capital of approximately NPR 1.25 billion, Excel has built a reputation as a reliable and efficient rural development bank.