Narayani Development Bank Limited, originally established on September 28, 2001, as Narayani Audhogik Bikas Bank, is a Class “B” development bank headquartered in Bharatpur, Chitwan. Operating through five branches in Chitwan, it offers a range of services including savings, fixed and recurring deposits, mobile banking, and tailored loan products. With a paid‑up capital of around NPR 26 million, NDBL emphasizes customer‑focused service delivered via modern IT infrastructure. In recent years, it has issued right shares to strengthen its capital base and support its growth ambitions. Despite facing regulatory scrutiny due to elevated non‑performing loans in 2023, the bank remains committed to expanding responsibly and improving its financial resilience.